Shipping Policy

A legal disclaimer

Effective Date: 12/05/2025

All products offered by Debtwise Collective are digital downloads. No physical items will be shipped.

Delivery Method

After completing your purchase, you will receive an email confirmation with a link to download your digital product. In most cases, downloads are available immediately after payment is processed.

If you do not receive your download link within a few minutes, please check your spam or promotions folder.

Shipping Charges

Since all products are delivered digitally, there are no shipping fees.

Returns & Refunds

Due to the nature of digital products, all sales are final. We do not offer refunds once the product has been downloaded or accessed. If you encounter any issues with your purchase, please reach out — we’re happy to help resolve any problems.